ROSANTI, Novita; MUSTAFA, Meizar. Faktor Keengganan Pengguna Jasa Tol Beralih Menggunakan E-Money. Patria Artha Management Journal, [S. l.], v. 2, n. 1, p. 23–40, 2018. DOI: 10.33857/pamj.v2i1.107. Disponível em: https://ejournal.patria-artha.ac.id/index.php/pamj/article/view/107. Acesso em: 20 sep. 2026.